Healthcare costs and insurance

What care costs, who pays, and how coverage works.

Issue discussion in preparation.

Principles

Moving a healthcare bill between patients, insurers, and taxpayers does not itself reduce the resources care uses.
Compare total costs and health outcomes, including administrative costs and incentives.

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References

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Does transferring a healthcare bill to another payer itself reduce resource use?

No; the treatment and administrative resources still have costs.

Yes; shifting a bill always reduces the total cost.

Yes; public payments require no resources.

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